You might have seen headlines warning that the $30,000 Queensland grant was about to disappear. It didn’t. The Queensland Government used the 2026-27 State Budget to keep the boosted first home buyers grant QLD residents have relied on for the past two years, instead of letting it drop back to $15,000. Here’s what the grant actually covers in 2026, who qualifies, and how Coral Homes can help you turn it into an actual home.
QLD First Home Owner Grant 2026: Quick Summary
Here’s the shape of the grant before we get into the detail.
| Detail | What applies |
| Grant amount | $30,000, continuing for eligible contracts from 1 July 2026 |
| Eligible property type | New, off-the-plan or substantially renovated homes only |
| Property value cap | $750,000, including land |
| Main applicant requirements | At least 18, an Australian citizen or permanent resident, and a genuine first home buyer |
| Occupancy requirement | Move in within 12 months and live there continuously for at least 6 months |
| Where to check official details | Queensland Revenue Office |
What is the QLD First Home Owner Grant?
The QLD First Home Owner Grant is a one-off payment from the Queensland Government that helps eligible first home buyers cover some of the cost of a new home. It’s paid once you buy or build, on top of whatever else you’ve saved or borrowed.
Older articles about this grant often warn of a 30 June 2026 deadline. That deadline never actually landed. The $30,000 grant continues for eligible contracts signed from 1 July 2026 onward, following the government’s decision to lock it in for four more years rather than let it revert.
How much is the First Home Owner Grant in QLD in 2026?
The grant is worth $30,000 for eligible first home buyers. It’s tax-free, it isn’t means tested, and you don’t have to pay it back.
Most buyers use it to reduce their deposit shortfall, cover legal costs, or put it toward fixtures and finishing touches once the keys are handed over. However you use it, it’s paid once, at settlement or your first construction progress payment if you’re building.
Who is eligible for the QLD First Home Owner Grant?
Eligibility comes down to five things.
- Age and residency status: You need to be at least 18, and at least one applicant must be an Australian citizen or permanent resident.
- New home requirement: The home must be newly built, purchased off the plan, or substantially renovated. Established homes don’t qualify.
- Price cap: The total value of your land and build must come in under $750,000.
- First home status: You and your spouse or partner must not have previously owned residential property in Australia, and must never have received a first home owner grant anywhere in Australia.
- Occupancy: You need to move in within 12 months of completion and live there as your main residence for at least 6 continuous months.
Requirements can shift with each budget cycle, so it’s worth checking your exact position with the Queensland Revenue Office before you rely on any of these figures.
Can you use the grant to build a new home?
Yes. The $30,000 grant applies to house and land packages and custom builds as much as it does to buying a completed new home, provided the combined value of your land and building contract stays under $750,000.
Qualifying for the grant is rarely the hard part. Staying under the $750,000 cap once land, build and every extra are added together is where people get caught out.
A fixed-price build removes that guesswork, since you know the total before you sign rather than after variations start creeping in. Coral Homes can help first home buyers find land and design combinations that comfortably fit under the threshold.
What homes may qualify for the grant?
Generally, three types of purchase qualify: a new house, unit or townhouse nobody has lived in before, an off-the-plan property still under construction, and a home that’s been substantially renovated and not lived in since. Established homes and vacant land on its own don’t qualify.
If you’re planning to build, it’s worth looking at home designs, house and land packages in Brisbane and South East Queensland, and display homes early, since your choice of design and inclusions affects where you land against the $750,000 cap.
What other first home buyer support is available in QLD?
It’s easy to treat the grant as the whole picture, when it’s actually just the first layer of support on offer.
Many buyers also qualify for a full stamp duty exemption on new homes, which currently has no price cap at all. Queensland also runs Boost to Buy, a shared equity scheme where the government contributes toward your deposit in exchange for an equity share, subject to income caps.
Combining the grant with stamp duty relief, or with a federal scheme like the First Home Guarantee, is common and worth checking rather than assuming you’ve only got access to one form of support.
How to apply for the QLD First Home Owner Grant
- Check your eligibility against the current criteria before you sign anything.
- Confirm your new home or building contract sits under the $750,000 cap.
- Gather your documents, including proof of identity and your contract of sale or building contract.
- Apply through your lender if you’re financing the purchase, or directly through the Queensland Revenue Office if you’re not.
- Lodge your application within the required timeframe.
How Coral Homes can help first home buyers in Queensland
Coral Homes has been building homes across Queensland since 1990, which means we’ve been through more than one grant change with first home buyers already. We know what a Queensland first home actually needs to work day to day, from a covered outdoor space for the humid months to a floor plan that catches the breeze.
- Fixed price certainty: Our Classic Series offers a simplified process and a fixed starting price, built for first home buyers.
- More design choice: Browse the full range of home designs available across Queensland.
- Packages within budget: Compare current house and land packages in Brisbane and South East Queensland priced within the grant cap.
- See it first: Walk through a display home in person before you commit to anything.
- Built on local trust: See why Coral Homes is one of Queensland’s most established builders.
- Guidance built around you: Talk to a New Home Consultant about what fits your budget and grant eligibility together.
Start your first home journey with Coral Homes
The first home buyers grant QLD offers hasn’t gone anywhere, and that certainty is worth more to your planning than the number itself. Knowing the $30,000 is staying put means you can plan your build properly instead of rushing a decision against a deadline that never actually arrived.
Coral Homes can help you turn that certainty into an actual plan, from choosing a design to locking in a fixed price before you sign. Speak to a New Home Consultant to see what’s possible on your budget.
First Home Buyers Grant QLD FAQs
Did the $30,000 First Home Owner Grant in QLD end on 30 June 2026?
No. The Queensland Government extended the $30,000 First Home Owner Grant in the 2026–27 State Budget, so eligible contracts signed from 1 July 2026 continue to receive the full $30,000. Some older articles still reference the previous 30 June deadline and are no longer current.
Do I still need a deposit if I'm getting the QLD grant?
Yes. The $30,000 grant helps reduce the amount you need to save, but it doesn't replace a deposit. Most lenders still require genuine savings alongside any government assistance when assessing your home loan application.
Can I use the QLD First Home Owner Grant on an established home?
No. The First Home Owner Grant is only available for eligible new homes. If you're purchasing an established home instead, you may still qualify for a separate transfer duty concession, depending on your circumstances.
What happens if my new home is valued at more than $750,000?
If the total value of your eligible new home exceeds the $750,000 threshold, you won't qualify for the First Home Owner Grant. It's important to confirm your combined land and build costs remain under the cap before signing your contract.
Can my partner and I still receive the grant if only one of us is a first home buyer?
Generally, no. If your spouse or partner has previously owned residential property anywhere in Australia, neither of you will be eligible for the First Home Owner Grant, even if you've never owned property yourself.
Does applying for the QLD First Home Owner Grant affect other first home buyer schemes?
No. The First Home Owner Grant is separate from programs such as the First Home Guarantee and the Boost to Buy shared equity scheme. Many eligible buyers combine multiple forms of assistance to reduce the upfront cost of purchasing their first home.
